Medical Savings Accounts

Publication Title: 
Health Services Research

OBJECTIVE: To evaluate the role of health plan benefit design and price on consumers' decisions to purchase health insurance in the nongroup market and their choice of plan. DATA SOURCES AND STUDY SETTING: Administrative data from the three largest nongroup insurers in California and survey data about those insured in the nongroup market and the uninsured in California. STUDY DESIGN: We fit a nested logit model to examine the effects of plan characteristics on consumer choice while accounting for substitutability among certain groups of products.

Marquis, M. Susan
Buntin, Melinda Beeuwkes
Escarce, JosÈ J.
Kapur, Kanika
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